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Home / Industries / Fintech & Financial Services
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Fintech & Financial Services

Secure fintech platforms — payments, lending, billing, accounting and dashboards — built to compliance.

Discuss your project → All industries
Overview

What we build for fintech & financial services

We engineer secure, compliant financial software — digital payments and wallets, lending and collections, billing and GST-ready accounting, and the analytics behind them. Card data is handled through PCI-DSS-certified gateways, with encryption, MFA and full audit trails designed in from day one. Trust and reliability are the product.

  • ✓PCI-DSS-aligned, bank-grade security
  • ✓GST-ready billing and accounting
  • ✓Faster, automated reconciliation
  • ✓Real-time financial dashboards

Representative solution blueprint. This outlines what we can build for your organisation. We tailor every engagement to your needs — ask us for references relevant to your project.

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What we build

Capabilities for fintech & financial services

Modules we design and build — delivered by senior engineers, secure and scalable from day one.

01

Payments & wallets

UPI, cards and netbanking flows with reconciliation and payouts — card data via PCI-DSS-certified gateways.

02

Lending & collections

Origination, KYC, EMI schedules and collections workflows.

03

Billing & subscriptions

Recurring billing, invoicing and dunning.

04

Accounting & GST

GST-ready books, ledgers and compliance reporting.

05

Dashboards & automation

Real-time financial reporting with automated reconciliation and alerts.

06

Security & compliance

Encryption, MFA, granular access control and full audit trails throughout.

Security & compliance

Built to the standards fintech & financial services demands

Security and compliance are designed in from day one — not bolted on later.

🔒 PCI-DSS-aligned payments🔒 RBI data-localisation-aware🔒 ISO-27001-aligned🔒 2FA / MFA🔒 End-to-end encryption🔒 Full audit trails
What you get
  • ✓PCI-DSS-aligned, bank-grade security
  • ✓GST-ready billing and accounting
  • ✓Faster, automated reconciliation
  • ✓Real-time financial dashboards

Outcomes that matter

We measure success by your results — time to launch, adoption, reliability and cost — not hours billed. Every build is made to be measurable, maintainable and future-ready.

How we work

A proven, low-risk approach

01

Discover

We learn your domain, users and goals — then scope the right solution, not the biggest one.

02

Design

Product and UX design mapped to how your industry actually works.

03

Build

Senior engineers ship in safe increments — web, mobile and cloud, integration-ready.

04

Run

We host, monitor, secure and improve it — on AWS, Azure or Google Cloud.

Tools & platforms

The technology we build with

Node.jsReactAWSPostgreSQLRazorpayKYC APIsEncryption
Why Kurela

Senior experts. Modern architecture. Real automation.

Fintech & Financial Services software is built by senior engineers on microservices and serverless — scalable by design, cost-effective to run, secure by default, and automated to cut the manual admin work you'd otherwise carry. That's what makes us more reliable than a typical development shop.

Senior engineering teamSecurity & compliance-first24×7 support & monitoringRapid deliveryScalable by designCost-effective cloud

Senior experts, not trainees

Your product is built by experienced engineers and architects — never juniors learning on your budget.

Modern, scalable architecture

Microservices and serverless, scalable by design — from your first user to your millionth, without a costly rebuild.

Advanced tools & platforms

The latest development tooling, CI/CD and cloud platforms — AWS, Azure and Google Cloud — matched to your workload.

Secure & compliant by default

Encryption, access control, audit trails and standards such as PCI-DSS and ISO-27001-aligned practices, built in from day one.

Cost-effective & reliable

Serverless means you pay only for what you use — lower running costs and higher reliability than a typical build.

Automation that cuts busywork

We automate your product’s routine and admin tasks, so owners and staff spend far less time on manual, repetitive work.

FAQ

Frequently asked questions

Do you build to PCI DSS?
Yes — we design PCI-DSS-aligned payment flows and keep raw card data out of your systems by using PCI-DSS-certified gateways (e.g. Razorpay), which dramatically reduces your compliance scope.
How do you handle security and compliance?
Encryption in transit and at rest, MFA, strict role-based access control and full audit trails, aligned to RBI and ISO-27001 expectations.
Can you integrate payment gateways and KYC?
Yes — UPI/Razorpay and standard KYC providers are part of our stack.
Talk to us

Let's build your fintech & financial services platform

Tell us your goal and our engineers will map the right solution — and set up a call. No obligation.

  • ✓A response within one business day
  • ✓Senior engineers, not a call centre
  • ✓nasscom & APSSDC empanelled partner

Prefer email or phone? contact@kurela.in · +91-40-55334499

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